User Agreement

This User Agreement (“Agreement”) is between PSPARK (“Company”, “we”, “us”, or “our”) and the user (“User”, “you”, or “your”) who accesses or uses in any way the services provided by PSPARK for accepting payments in cryptocurrencies (“Services”). This Agreement outlines the terms and conditions under which you agree to use our Services and the manner in which we agree to provide the Services.

1. Acceptance and Modification of the Agreement

By accessing, using, or signing up for our Services, you agree to be bound by this Agreement and our Privacy Policy. We reserve the right to modify this Agreement at any time. Any changes will be effective immediately upon posting to our website, and your continued use of our Services constitutes acceptance of those changes.

2. Services Description

PSPARK provides a digital platform facilitating the acceptance, processing, and conversion of cryptocurrency payments into fiat currency or other cryptocurrencies, along with ancillary services such as transaction monitoring, fraud detection, and regulatory compliance support.

3. Compliance and User Conduct

• Legal Compliance: You agree to use the Services in compliance with all applicable laws and regulations, including but not limited to financial reporting, taxation, anti-money laundering (AML), counter-terrorism financing (CTF), and know your customer (KYC) obligations.
• Prohibited Activities: You may not use the Services to engage in illegal or fraudulent activities, market manipulation, or any activities that could harm the integrity or security of our platform.

4. Account Registration and Verification

• Account Setup: To use our Services, you must create an account by providing accurate, current, and complete information as prompted by our registration process.
• Verification Process: You agree to comply with our KYC and AML procedures, which may require you to provide us with certain personal information, including but not limited to, your name, address, telephone number, email address, date of birth, taxpayer identification number, government identification number, and information regarding your bank account.

5. Risks Associated with Cryptocurrencies

You acknowledge and agree that cryptocurrencies are highly volatile and that using cryptocurrencies as a means of payment involves significant risks. You assume all such risks, including but not limited to the risk of losing all of your cryptocurrency holdings.

6. Intellectual Property Rights

All intellectual property rights in the Services, including software, trademarks, trade names, patents, and copyrights, are owned by or licensed to PSPARK. You are granted a non-exclusive, non-transferable, limited right to access and use the Services for your business purposes.

7. Data Security and Privacy

We implement and maintain reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. Our use of your personal information is governed by our Privacy Policy.

8. Fees and Payment

We reserve the right to charge fees for our Services. Any applicable fees will be communicated to you in advance. You are responsible for all charges and taxes associated with our Services.

9. Termination

Either party may terminate this Agreement at any time by providing notice to the other party. Upon termination, you shall cease all use of the Services and promptly delete all Company confidential information in your possession.

10. Indemnification

You agree to indemnify, defend, and hold harmless PSPARK and its affiliates, officers, agents, employees, and partners from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of this Agreement, your improper use of the Services, or your violation of any laws or the rights of a third party.

11. Limitation of Liability and Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. PSPARK DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

12. Dispute Resolution

Any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by arbitration under the rules of United Kingdom, which rules are deemed to be incorporated by reference into